Jindhan
Personal & Business Loans

Whatever the goal, get your loan without the hassle

Quick approvals, minimal documentation, and a fully online process choose personal or business, and apply digitally in minutes.

No impact on credit score Safe & secure process 100% digital process
50,000+
Happy Customers
20+
Lending Partners
₹1,000 Cr+
Loans Disbursed
100%
Digital Process
Choose your loan

Built for two different journeys

Whether it's for yourself or your business, the application takes minutes and stays fully online from start to finish.

Personal Loan

Get a personal loan, 100% digitally.

For weddings, travel, medical needs or anything else life throws at you apply online and get a decision fast.

Get up to ₹15 lakh in 5 minutes
Paperless, quick disbursal
Flexible tenure to suit your budget
Apply for Personal Loan

Business Loan

Fuel your business, without the paperwork pile-up.

Working capital, inventory, expansion or equipment get funding that keeps pace with your business.

Collateral-free options available
Fast turnaround on approvals
100% digital, minimal documentation
Apply for Business Loan
Why Jindhan

A loan process built around you

Fast decisions

Apply and hear back in minutes, not days.

Paperless

No physical documents, no branch visits.

Safe & secure

Your information is handled securely, end to end.

No impact on credit score

Checking your eligibility won't affect your score.

FAQs

Frequently asked questions

Will checking my eligibility affect my credit score?

No. Checking your offers on Jindhan is a soft check and does not impact your credit score.

What documents do I need to apply?

Just your PAN and a few basic details — full name, date of birth, and your current PIN code. No physical paperwork needed.

Can self-employed applicants apply?

Yes. Both salaried employees and self-employed individuals can apply — the application asks for the details relevant to your employment type.

How long does the process take?

The application itself takes a few minutes from start to finish, entirely online.

Is my information safe with Jindhan?

Yes. Your details are collected securely and are only used to process your application and match you with offers.

What's the difference between a personal and a business loan here?

A personal loan is for individual needs like travel, medical or wedding expenses. A business loan is for working capital, inventory, or growing your business. Both use the same simple, digital application.

Have a question first?

Whether you're comparing a personal loan against a business loan, or just want to understand the process before you apply we're happy to help.

Mumbai, Maharashtra, India

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